Your Life and Money are Intertwined.
Let’s make the most of it.
What We’ll Cover in Ongoing Planning
We will systematically touch every area of your financial life including…
Investments
Retirement Planning
Taxes
Estate Planning
Insurance
Goals
And anything that you want to talk about. Just say the word.
How and When We Connect
Because your time is precious, we structure our process to get as much done as possible per meeting. And what if something else pops up? Psssh, just schedule a meeting. We would love to connect.
New Clients: Four Initial Meetings
Tax Planning
Investment & Retirement
Insurance & Estate Planning
Goals & Life Planning
These can take as long/short as you need to go through them (average is between 12-18 months)
Onboarded Clients: Two Ongoing Meetings
Tax Planning (Spring Time)
Investment Review (Fall) + Insurance & Estate Planning
Insurance, Estate, and Life Planning are then reviewed every 2-3 years, during the fall (unless life happens, then we address sooner)
Open Door
Did something happen, or do we need to talk through anything? Let’s connect.
Fiduciary Approach
No Product Sales: We don’t sell investments or insurance products and we don’t get a kickback for any recommendations.
Fee Only: Our only compensation is a flat fee that comes directly from our clients.
All-Inclusive: Together we design a holistic strategy to take every aspect of your finances into account, including who you are at your deepest self and what you ultimately want out of life.
Unlimited Access: We can connect as often as necessary. Some years we will meet a lot (“my company is about to IPO…”), while other years a handful of times.
Relationship Transcends Death: If something happens to you, we will still be there to help your spouse, children, their guardian, and any beneficiaries.
Virtual Support: You are highly mobile and we are flexible. Whether you are moving from California to New York, or anywhere in between, we are here.
How Much It Costs
We mutually agree to a flat fee before working together. We provide a quote by our second meeting. The quote is based on your income, your assets, the complexity of your situation (IPOs, etc), and other any relevant factors.
Our minimum quarterly fee is $1,250.
How to Pay
Unlike most firms, we do not require management of your investments in order to work together. Nor do we require a minimum asset level to work together. We can work together even if your investments are tied up in workplace plans (401ks) or stock options.
We can/do help manage assets if it would make your life easier, your choice (most do to simplify things)
Clients can pay for their fee in three ways:
From investment accounts (if we manage for them)
From cashflow (ACH or Credit Card)
Combination of the two
